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When it comes to lowering your auto premiums, you’re in the driver’s seat. Having adequate car insurance is both smart and prudent, but there’s no question that it adds to the expense of driving. The good news is that premiums can vary by hundreds of dollars depending on a number of factors.

Review your coverage at renewal time to make sure your insurance is in step with your needs, and follow these practical steps to reduce the bottom line on your auto policy. Shop around for your car insurance. Compare insurance costs before you buy a car. Raise your deductible. Reduce optional insurance on your older car. Bundle your insurance and/or stick with the same company. Maintain a good credit history. Take advantage of low mileage discounts.

Save Time & Money

Speak to a live agents and competitive insurance quotes over the phone. We have affordable auto insurance coverage options for you to choose from. Save money by calling First Choice Car Insurance today!

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Even with less than perfect driving record, accidents, or a DUI, you can still request an insurance quote with ease with accident forgiveness and compare & save today.

Premium Rate Comparison

Quickly compare the lowest rates from the top insurance carriers in minutes! Get safe driver discounts on auto, trucks, motorcycle, boat, and RV/Trailers.

Know your insurance policy

An auto insurance policy contains six main types of coverage. Depending on where you live, some are required and some are optional.

Car insurance is comprised of the following coverages:

  1. Bodily injury liability
  2. Property damage liability
  3. Medical payments (MedPay) or Personal Injury Protection (PIP)
  4. Collision
  5. Comprehensive
  6. Uninsured/Underinsured motorists coverage (UM/UIM)
  7. Extras, like roadside assistance

When people talk about having “full coverage” they generally mean having liability, collision and comprehensive.

liability, collision and comprehensive

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Give us two minutes and we'll give you a free, no-commitment auto insurance quote. Learn about our auto insurance discounts, customized coverage, and so much more.

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Multi-Vehicle Coverage

Whether you have one vehicle or many, most car insurance companies will offer discounts for insuring more than one vehicle on the same insurance policy.

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We're here to help. Our team of experienced auto insurance professionals is eager to help to give you the right policy for your needs.

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Tickets? Accident? DUI?

We Can Get You Insured.

If you’ve had a ticket, an accident, a DUI, or have an SR-22, we can help you. We offer car insurance policies for every type of driver; whether young or old, good driving record or bad driving record – we can even help drivers with an SR-22 get insured. The advice of our insurance experts will help you find the best high-risk auto insurance rates based on your specific situation.

Clients share their experience

The Agent was very helpful to me over the phone and try to help all the way to save money & apply discounts possible. I recommend your company because of her who was so good agent not to stop until I got the full satisfaction.
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Sophie Grant
Being a first-time car buyer is a scary thing and the agent I talked to has gone above and beyond with helping me setting up my car insurance and making sure that everything that I needed was set in place to take my new car home.
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James Park
It was very easy to talk to the agent, he gave me all the right information I needed and answered any question I had in order to make an informed purchase. I lowered my auto insurance bill this year on insurance for my car with a new policy. I'm so glad I called you.
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Amy Winter

Nationwide Coverage

We cover all 50 states representing drivers of Auto & Vehicle Insurance. We’ve represented clients and families like you in every state, offering affordable insurance rates for all motorist.

Whatever type of coverage you’re looking for from liability to full coverage we can help you obtain the best rates within your budget.

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Frequently Asked Questions

We have answers for your questions, check them all.

How much time does it take to settle my claim ?

There are lots of documents which have to be submitted in case of theft insurance. The claim is paid one month after the submission of the FIR.

Is my payment accepted immediately ?

If you make a payment online, by phone we will accept your payment immediately. If you have automatic payments set up, your payment will be accepted on the regularly scheduled date.

Why choose Us ?

Since 2010 We have provided car insurance to customers across the country. Today, we’re one of the largest auto insurance groups in the country.

Will the claim affect my renewal ?

In case, you file a claim for any kind of damages during the insured period at renewal, you will lose all the NCB that you have accrued over the years.

Why Choose Us?

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